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Cafe insurance from NCASS is a scheme developed especially for cafes sandwich bars and takeaways.
NCASS Cafe insurance is a very competitive policy that includes up to a 30% discount for businesses that have traded claim-free for five years or more.
Insurers have also agreed to accept all frying ranges regardless of their age.
Minimum premiums range from £300 for cafes, coffee shops, sandwich bars and restaurants increasing to £425 for take-aways. Fish and chip shops are subject to a £500 minimum premium.
Each policy affords the following automatic coverage:
- Money
- Goods in transit
- Frozen food
- Book debts
- Employers liability
- Public/products liability
Optional cover includes:
- Buildings
- Legal expenses underwritten by AXA
General info
Material damage underwritten by:
Lloyds
Liabilities underwritten by:
Inter Hanover
 Terrorism cover available:
Except for risks situated in Northern Ireland
Cover available in Northern Ireland:
Downloads
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