TIDE X NATIONWIDE CATERERS ASSOCIATION

Open a free business current account with no monthly fees

Running a catering business means staying on top of payments, expenses and admin – often on the go. With Tide, you can manage your business finances, send invoices, and track your cash flow all in one place.

Built for NCASS members, Tide helps you spend less time on admin and more time serving your customers. Just use code NCASS when you apply to get started.

Open a Business Current Account Register your company

About Tide

Tide is the UK’s leading business financial platform and we have a strong track record in supporting sole traders & SMEs that operate within the catering community.

The Tide platform comes packed with features designed to save caterers time and money, from invoicing and expense management to quick account setup – giving caterers the financial tools they need to focus on the job at hand.

Find out more

Tide x NCASS – 
Supporting caterers at every stage of your business journey

We save caterers time by connecting-up essential financial tools into one seamless flow.

Business Current Account

Free business accounts – open in minutes, no monthly fees. Perfect for caterers, cafés, restaurants, and mobile food traders.

Tide Card Reader

Fast, reliable and affordable Card readers so caterers can take payments anywhere – from food trucks to market stalls.

Company Formation service

Register a new limited company through Tide and get a business account automatically opened once approved

Accountancy Integrations

Seamless sync with Xero, QuickBooks, and Sage – making bookkeeping and tax simpler for busy catering businesses.

Access to credit

Quick access to business loans, cashflow finance, and credit options designed to help caterers launch & scale.

Tide Instant Saver Account

Boost cash flow – move money into savings easily, with a market-leading rate.

Company formation, invoice tools, expense cards, and exclusive discounts on business essentials – everything to help catering businesses save time & money so they can focus on serving food and growing their business.

Open a Business Current Account

Tide x NCASS in Action

Meet Lorenzo

Lorenzo runs a private dining and catering business and is ready to grow his catering operation.  He turns to Tide to register his company, open a business account, and take control of his finances – all in one place.

1. Ordering Supplies

Lorenzo orders fresh ingredients and kitchen essentials using his Tide card – no setup fees, just fast and reliable payments.

2. Effortless Bookkeeping

He simply snaps photos of each supplier receipts- Tide auto-matches them to his transactions, saving him hours of paperwork.

3. Get Paid Anywhere

Lorenzo uses Tide’s payment links and card reader to take customer payments – whether he’s at a festival, street market, or catering event.

4. Staying Compliant

All payments sync seamlessly with accounting software like Xero, Sage or QuikBooks – helping Lorenzo stay on top of VAT, tax and cashflow from day one.

How to Access::

Accessing your benefits is straightforward. We’ll provide two dedicated links, depending on what you need:

If your business is already set up and you’re ready to start banking with Tide, simply use this link to apply for your Tide business account:

Open a Business Current Account

If you haven’t set up your business yet use this link to get started with company formation:

Register your company

Using these links ensures you’re recognised as an NCASS member, so any relevant benefits or offers will be applied automatically.

FAQ's

Tide is an online business financial platform offering business bank accounts, smart admin tools, and accounting features designed to help small businesses and sole traders manage their finances easily.

Caterers operating as sole traders or limited companies can apply for a Tide account. You simply need to meet Tide’s standard eligibility criteria to successfully open an account, including being over 18, providing valid ID and basic business details.

Applications can be completed online in just a few minutes – no branch visits required. As long as you have your ID and details to hand, you can get set up quickly and start using your account once approved.

The Tide Current Account and the Tide Instant Saver account are provided by ClearBank, therefore all savings and deposits are covered under the Financial Services Compensation Scheme protecting money up to £120,000

  • Choose your company name
  • Start our company registration process, which can also create your Tide account if you don’t have one
  • Provide your supporting documents, such as ID and proof of address, and we’ll apply to register your company directly with Companies House
  • -If your application is successful, your company will usually be created within 48 hours, and we’ll email you your Certificate of Incorporation

Yes. Tide supports the Current Account Switch Service (CASS), making it easy to transfer your payments, direct debits, and standing orders from your existing provider.

Yes, you can categorise expenses, upload receipts, and monitor your spending in real time-helpful for managing busy event schedules.