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Are you insured correctly for towing?

  • Have you checked with your vehicle insurer that you are insured to tow a mobile trailer for business?*
  • Is your occupation stated as a mobile trader on your vehicle insurance?**
  • Is business use included for your mobile trade?
  • Is the insurance policy in the correct legal business name?***
  • Are you insured to carry hazardous goods e.g. gas bottles?

Did you answer YES to all these questions?

Your towing checks are complete.

Did you answer NO to any/all of these questions?

Contact your vehicle insurer or contact Giles Insurance Consultants on 0162 8667707

Did you know?

There is no legal requirements to insure a trailer for Theft & Accidental Damage, however the vehicle towing the trailer needs to be correctly insured.

Having a vehicle incorrectly insured could invalidate your insurance in the event of a claim which could mean:

  1. Insurance policy invalidated – not insured correctly
  2. Driving licence Penalty Points Endorsement – Code: IN10 Offence: using a vehicle uninsured against third party risks
  3. Penalty Points: 6 to 8 including a potential fine
  4. Increased vehicle insurance costs due to Driving Licence Endorsement

*Towing: Most vehicle insurers will allow ‘towing’ e.g., personal use – caravan. Many vehicle insurers will NOT insure towing for commercial use e.g. Mobile Trader. Do always check.

**Occupation: Most vehicle insurers will insure ‘Caterers’ many vehicle insurers will NOT insure Mobile Traders. Do always check. *

**Legal business name: If you are a Limited Company, the insurance policy should be issued in your Limited Company name, if a sole trader in an individual name.

Giles Insurance Consultants is a trading name of Neil Giles which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 125098. You may check this on the Financial Services Register by visiting the FCA’s website, or by contacting the FCA on 0800 111 676

Check out our other partners & what they offer

Calor Gas

Earn up to 6% cashback when you buy gas directly from Calor or from an authorised independent retailer / dealer.


We’ve teamed up with Dojo to offer sleek and powerful card machines that take fast, reliable payments on the move.

UK Fuels

NCASS members can now get a guaranteed discount of 3p per litre off the pump.