NCASS Digital Safety Management System
Save time, reduce hassle and keep your business inspection-ready.
What you need to know:
Towing for business.
Are you insured correctly for towing?
- Have you checked with your vehicle insurer that you are insured to tow a mobile trailer for business?*
- Is your occupation stated as a mobile trader on your vehicle insurance?**
- Is business use included for your mobile trade?
- Is the insurance policy in the correct legal business name?***
- Are you insured to carry hazardous goods e.g. gas bottles?
Did you answer YES to all these questions?
Your towing checks are complete.
Did you answer NO to any/all of these questions?
Contact your vehicle insurer or contact Giles Insurance Consultants on 0162 8667707
Did you know?
There is no legal requirements to insure a trailer for Theft & Accidental Damage, however the vehicle towing the trailer needs to be correctly insured.
Having a vehicle incorrectly insured could invalidate your insurance in the event of a claim which could mean:
- Insurance policy invalidated – not insured correctly
- Driving licence Penalty Points Endorsement – Code: IN10 Offence: using a vehicle uninsured against third party risks
- Penalty Points: 6 to 8 including a potential fine
- Increased vehicle insurance costs due to Driving Licence Endorsement
*Towing: Most vehicle insurers will allow ‘towing’ e.g., personal use – caravan. Many vehicle insurers will NOT insure towing for commercial use e.g. Mobile Trader. Do always check.
**Occupation: Most vehicle insurers will insure ‘Caterers’ many vehicle insurers will NOT insure Mobile Traders. Do always check. *
**Legal business name: If you are a Limited Company, the insurance policy should be issued in your Limited Company name, if a sole trader in an individual name.
Giles Insurance is a trading name of Adler Fairways. Adler Fairways, Adler Insurance Brokers and Adler Insurance Group are registered trading names of Adler Fairways Insurance Brokers Limited. Adler Fairways Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority under Registration Number 309236. Adler Fairways Insurance Brokers Limited is registered in England and Wales under registration number 04525948. Our registered address is Number 22 Mount Ephraim, Tunbridge Wells, Kent TN4 8AS.
Pitfalls of buying insurance guide
We spoke to Neil Giles of Giles Insurance Consultants, an insurance broker who has been giving independent advice for over 30 years. We asked Neil what questions to ask when arranging insurance cover to protect your business.
Check out our other partners & what they offer
Calor Gas
Earn up to 6% cashback when you buy gas directly from Calor or from an authorised independent retailer / dealer.
Dojo
We’ve teamed up with Dojo to offer sleek and powerful card machines that take fast, reliable payments on the move.
UK Fuels
NCASS members can now get a guaranteed discount of 3p per litre off the pump.
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